Welcome to the Lino Reale State Farm Insurance Agency! For nearly 40 years, we have proudly served Victor, NY, helping individuals, families, and business owners protect what matters most.

I’ve spent more than 38 years working with my neighbors across New York State, building lasting relationships and providing insurance and financial services rooted in experience and real-life understanding. Our focus has always been simple: protect families and the things people love and cherish, while making coverage clear, practical, and easy to understand.

We help customers prepare for life’s everyday moments and major milestones with auto insurance for daily commutes, home insurance for long-term security, renters insurance for flexibility, and life insurance to help protect loved ones. We also offer specialty coverage like pet insurance, boat insurance, ATV insurance, motorcycle insurance, and snowmobile insurance. To make sure coverage continues to match changing needs, we pride ourselves on offering annual reviews for every customer.

I earned my undergraduate degree locally from St. John Fisher University, followed by an MBA, and hold the ChFC and LUTCF professional designations. These credentials reflect my commitment to ethical service, ongoing education, and guidance you can rely on. Our agency has been recognized both locally and within State Farm, including being named Service Provider of the Year in Victor, NY, and qualifying for State Farm honors such as Chairman Circle and Ambassador.

Giving back is a big part of who we are. I’ve served on several local Boards, including the Victor Chamber of Commerce Board of Directors, volunteer as a youth soccer coach, and support many local charitable events and businesses. Outside the office, I’m married with three boys (ages 27, 25, and 20), and enjoy fishing, soccer, exercising, traveling, and staying active in the community. Our office is conveniently located just a few miles from Eastview Mall, and my licensed team and I are always happy to meet in person or virtually.

We proudly serve customers throughout Victor, NY, Farmington, Canandaigua, Pittsford, Fairport, and surrounding areas across New York State, and it would be an honor to help you with a review of your current insurance and financial products. Please call or text our office to get started and see why our neighbors continue to rely on our team!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Lino is here to help your Victor household feel covered.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Looking for coverage? Talk with Lino about your options in Victor.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Lino serves Victor, NY and is happy to help with your insurance needs.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Lino is proud to serve the Victor community.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Serving Victor and the surrounding area, Lino can help answer your questions.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Have questions? Lino in Victor can walk you through your options.